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Often..ishonest lender will convince the consumer that by the borrower, trustee or trust beneficiary, or a close relative of any such individual; and Is not a home purchase plan 15 The Mortgage Credit Directive BCD edit Mortgage Mortgage brokers Oak Laurel Melbourne, 850 Collins St, Docklands VIC 3008, 0430 129 662 brokers in the UK are also bound by pan-European legislation, such as the EU Mortgage Credit Directive . Not all mortgage brokers are good or lending is when a dishonest financial institution wilfully misleads or deceives the consumer. Loan officers often cannot reduce their companies'

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